Free tool · No signup required

PF & ESI Contribution Calculator

Estimate employee and employer Provident Fund and ESI contributions.

Estimates only — not legal, tax, or payroll advice. Verify with a professional for filings.

PF employee (12%)₹1,800.00
PF employer (12%)₹1,800.00
ESI employee (0.75%)Not applicable
ESI employer (3.25%)Not applicable
Total employee contrib.₹1,800.00
Total employer contrib.₹1,800.00

ESI typically applies when gross ≤ ₹21,000. Caps and rates can change — verify current law.

About this pf & esi

Estimate employee and employer contributions for Employees' Provident Fund (PF) and Employees' State Insurance (ESI). The tool separates both sides of the contribution so payroll teams can understand employee deductions and employer cost.

How it works

PF is estimated at 12% for employee and employer on the lower of Basic plus DA and the entered PF wage ceiling. ESI is estimated at 0.75% employee and 3.25% employer when entered gross wages are within ₹21,000. Rates and eligibility can change, so verify current notifications before payroll filing.

  1. Step 1Enter monthly Basic plus DA and gross wages.
  2. Step 2Confirm the PF wage ceiling.
  3. Step 3Review employee and employer contribution estimates.

Frequently asked questions

Does ESI apply above ₹21,000 per month?
Generally a new employee is outside the standard wage ceiling above ₹21,000, subject to contribution-period and statutory rules.
Is PF always limited to ₹15,000 wages?
Not always. Employers and employees may contribute on higher wages in some cases; use the ceiling that matches your policy.