About this pf & esi
Estimate employee and employer contributions for Employees' Provident Fund (PF) and Employees' State Insurance (ESI). The tool separates both sides of the contribution so payroll teams can understand employee deductions and employer cost.
How it works
PF is estimated at 12% for employee and employer on the lower of Basic plus DA and the entered PF wage ceiling. ESI is estimated at 0.75% employee and 3.25% employer when entered gross wages are within ₹21,000. Rates and eligibility can change, so verify current notifications before payroll filing.
- Step 1Enter monthly Basic plus DA and gross wages.
- Step 2Confirm the PF wage ceiling.
- Step 3Review employee and employer contribution estimates.
Frequently asked questions
- Does ESI apply above ₹21,000 per month?
- Generally a new employee is outside the standard wage ceiling above ₹21,000, subject to contribution-period and statutory rules.
- Is PF always limited to ₹15,000 wages?
- Not always. Employers and employees may contribute on higher wages in some cases; use the ceiling that matches your policy.